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Navigating Turkey’s rich cultural landscape becomes even more rewarding when you’re confident with its currency. This Turkish currency guide delivers essential exchange tips, safety advice, and spending strategies so you can explore with ease and make every lira count.
What Is the Currency in Turkey?
Turkey uses the Turkish Lira (TRY), symbolized as ₺. You’ll find banknotes in denominations of 5, 10, 20, 50, 100, and 200 TRY, and coins (called kuruş) in 1, 5, 10, 25, and 50 kuruş, along with 1 TRY coins.
As of June 2025, approximate exchange rates are:
- 1 USD ≈ 32 TRY
- 1 EUR ≈ 34 TRY
- 1 GBP ≈ 40 TRY
Exchange rates fluctuate regularly. Use a real-time app like XE or Wise for accuracy when converting prices on the go.
Where and How to Exchange Money in Turkey
Currency Exchange Offices (Döviz Bürosu)
Common in tourist areas, airports, and shopping zones, these usually offer competitive rates without commission.
Banks
Reliable and secure, but often charge fees and might have slower service or require a passport for transactions.
ATMs
ATMs are widespread and allow direct withdrawals in TRY using international cards. Stick to machines located at bank branches to avoid tampering or high withdrawal fees.
Hotels and Airports
While convenient, exchange rates at these locations are generally poor compared to city exchange offices.
Cash or Card: What’s Better in Turkey?
Cash is essential for:
- Local markets
- Street food vendors
- Taxis
- Small businesses
Cards are widely accepted in:
- Hotels
- Chain restaurants
- Larger stores
- Museums and ticket offices
Major networks like Visa and MasterCard are accepted, but carry some cash when traveling in rural regions or small towns.
Mobile Payments and Tipping Customs
Mobile payment systems such as Apple Pay and Google Pay are becoming more popular in cities. Turkish apps like Papara or Troy are also widely used domestically.
Tipping is appreciated but not mandatory:
- Restaurants: 5–10%
- Tour guides: 10–15%
- Hotel staff: 5–20 TRY
- Hammams and spas: 10%
Keep small denominations or coins for easy tipping in daily transactions.
Smart Currency Tips for Travelers
- Download a currency conversion app before you arrive.
- Exchange a small amount at the airport, then head to a döviz office for better rates.
- Always use ATMs attached to bank branches.
- Carry a mix of small and large bills.
- Double-check your change, especially in busy markets.
- Avoid street currency exchangers or “black market” deals.
- Ask if card payments are accepted before purchasing.
- Notify your bank before travel to avoid blocked transactions.
Bargaining Culture and Markets
Haggling is expected in traditional markets and bazaars. Start by offering 60–70% of the asking price and negotiate with a smile. This is especially common in:
- Grand Bazaar Istanbul
- Spice Bazaar
- Artisan stalls in Göreme and Kaleiçi
Adventurer’s FAQ
Q: What is the currency used in Turkey?
A: The official currency is the Turkish Lira (TRY), represented by the symbol ₺.
Q: Can I use euros or dollars in Turkey?
A: While some tourist areas may accept euros or dollars, it’s best to use Turkish Lira for better rates and local pricing.
Q: Are credit cards widely accepted in Turkey?
A: Yes, major credit and debit cards are accepted in cities, hotels, and large stores, but cash is recommended in rural areas and markets.
Q: Is it better to exchange money in Turkey or before traveling?
A: You’ll usually get a better rate by exchanging currency after arriving in Turkey, especially at local exchange offices.
Q: Are ATMs safe to use in Turkey?
A: Generally, yes. Use ATMs attached to banks, and avoid standalone machines in deserted areas.
Top Experiences & Tours in Turkey
Turkey is a land where history, culture, and breathtaking landscapes converge. These handpicked multi-day tours let you experience the best of Türkiye—stress-free. From hot air balloon rides in Cappadocia to ancient cities like Ephesus and Troy, these journeys are crafted to show you it all.
6-Day Istanbul, Pamukkale, Ephesus and Cappadocia Tour with Flights
A balanced journey combining historical wonders and natural beauty, with all internal flights included for comfort.
See Full Itinerary and Book Now
5-Day Istanbul, Pamukkale and Ephesus Tour
Perfect for history lovers, this itinerary covers Roman ruins, Ottoman landmarks, and UNESCO sites.
Explore the Full Tour Details
5-Day Istanbul and Cappadocia Tour with Flights
Witness the bustling charm of Istanbul and the surreal beauty of Cappadocia’s landscapes—all stress-free with included flights.
Start Your Journey Here
7-Day Gallipoli, Troy, Pergamon, Pamukkale, Ephesus and Cappadocia Tour
Dive deep into Turkey’s ancient history, battlefields, and thermal wonders in one epic journey.
Discover More and Book
7-Day Istanbul, Pamukkale, Ephesus and Cappadocia Tour with Flights
A rich cultural itinerary with scenic flights connecting major highlights across Turkey.
See Tour Highlights and Book
8-Day Istanbul, Pamukkale, Ephesus and Cappadocia Tour
Blend iconic cityscapes with natural marvels and ancient cities on this immersive 8-day route.
View Itinerary and Reserve Your Spot
8-Day Majestic Türkiye Tour: Istanbul, Cappadocia, Pamukkale, Ephesus, Troy & Gallipoli
A comprehensive tour covering historical depth and breathtaking sights across six regions.
Book This Majestic Adventure
8-Day Wonders of Turkey: Gallipoli, Troy, Pergamon, Ephesus, Pamukkale, Antalya & Cappadocia
Travel across coastlines, ruins, and fairy-tale valleys in this diverse and thrilling adventure.
Unlock the Full Experience
9-Day Best of Turkey Tour: Istanbul, Cappadocia, Antalya, Pamukkale & Ephesus
Discover Turkey’s most iconic cities and landscapes with a smooth, professionally guided tour.
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10-Day Turkey Tour: Istanbul, Konya, Cappadocia, Pamukkale and Ephesus
A spiritual and scenic route including Konya, home of Rumi, alongside major highlights.
Plan Your 10-Day Escape
10-Day Highlights of Turkey: Istanbul, Ephesus, Pamukkale, Antalya & Cappadocia
A dynamic trip across Turkey’s coast, countryside, and cultural hotspots.
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11-Day Istanbul, Cappadocia, Pamukkale, Ephesus, Pergamon, Troy and Gallipoli Tour
Travel through Turkey’s legendary past with visits to mythical cities and battlefields.
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12-Day Treasures of Turkey: Istanbul, Konya, Cappadocia, Antalya, Pamukkale & Ephesus
Ideal for travelers who want to see it all—from mystical Konya to sun-drenched Antalya.
Begin Your Turkish Treasure Hunt
14-Day Best of Turkey Tour: Istanbul, Gallipoli, Troy, Pergamon, Ephesus, Pamukkale, Antalya, Cappadocia & Ankara
The ultimate Turkey journey covering the nation’s historical, cultural, and natural gems.
Book the Ultimate Turkey Experience
Currency as Culture: More Than Just Money
The design of Turkish banknotes, featuring the revered Mustafa Kemal Atatürk, reflects the country’s modern identity. Even how locals bargain or handle change in street markets offers a cultural experience. By managing your spending wisely, you’re not only saving money but also participating in the rhythm of daily life in Turkey.
Whether you’re wandering the alleys of Kaleiçi, sailing the Bosphorus Strait, or shopping in Eminonu, knowing how to handle Turkish Lira turns a good trip into an unforgettable one.
